Renters Insurance

Affordable protection for your belongings and liability, whether you rent a condo on the beach or an apartment in town.

Your landlord's insurance covers the building, not your stuff. Renters insurance from Gulf Breeze Insurance Group protects your personal belongings from theft, fire, water damage, and more, while also covering your personal liability if someone is injured in your rental. It's especially important on the Gulf Coast, where storm damage can destroy personal property even in well-built rentals. Whether you're renting an apartment in Pensacola, a condo on Pensacola Beach, or a house in Gulf Breeze, renters insurance gives you peace of mind for just a few dollars a month.

What's Included

Personal property replacement coverage
Liability protection included
Additional living expense coverage
Affordable monthly premiums

Renters Insurance Service Areas

We provide renters insurance services across the Emerald Coast and Pensacola area.

Frequently Asked Questions

Does renters insurance cover hurricane damage to my belongings?

Renters insurance covers wind damage to your personal property, but flood damage requires a separate renter's flood policy. If you're in a coastal rental, we recommend adding flood coverage for complete protection.

How much does renters insurance cost?

Most renters policies in the Pensacola area run between $15 and $30 per month, depending on your coverage limits and deductible. It's one of the most affordable types of insurance we write.